South Africas Struggles Essays - Cry, The Beloved Country

South Africa's Struggles South Africa's Struggles Throughout Earth's history imperialism has done more harm that good, to the smaller overpowered territories. The greater more dominant nation would use and exploit the people and the land for their own use without much concern to the devastation it is causing to the land and the society of these territories. The native people of the land most often loose their traditional ways of life and are thrown into the ways and ideals of the dominating nation. However these people are usually taken advantage of and do not share the same equality in pay, jobs, and living standards as the people of the dominant nation. Such an example can be seen in Cry, The Beloved Country written by Alan Paton in 1946. This novel is talks about the deteriorating state the South African people and their land is in, caused by modernization from the British society. Stephen Kumalo, a priest, is brought to the city of Johannesburg from his simple country life, to seek the fates of his lost family members. IN the great city he sees for the first time how imperialism has affect his people, their land, and their society as a whole for the worst. Imperialism has caused much devastation in South Africa and the only way to salvation is for the people of South Africa to regain control over their own land, society, and lives. The deteriorating situation that Imperialism has caused on South Africa can be seen throughout the land. South Africa use to be a land of beauty where even "the ground is holy" (3) and the people of the land use to be part of it, treating it with respect. After the Imperial nations began to settle in South Africa, the abuse and rape of the land and its people began. The land is "not kept,.. or cared for" anymore and a "sickness of the land" (22) is poisoning everything from and of the land. They build and alter the land as many times as they can to create roads, pollution, waste, and great cities. However these great cities that the great imperial Empires built is any nothing but great cities of chaos where "you can see liquor running in the streets" (23) and "there was much prostitution" (45).. Sin and evilness flood the streets and allies. The land is becoming more desecrated as more and more people flee from their traditional lives and become another victim of this great imperial illness that is spreading throughout the land. Yet this imperial illness is allowed to continue throughout the land because the people are afraid to stand up and find a cure to this illness. Much or Africa's population is in a state of "sleep" (184) caused by the fear of the man. This fear that is cast upon them prevents them to awaken and "rise... with thoughts of rebellion and dominion" (184). Kumalo believes that in order to remove this fear they must take action and show the people they are not afraid anymore. They must arise and strike (185) by not continuing to work in the mines. For their pride and honor is better than the"wages" (185) that they receive from working for the people who oppress them. By closing down the mines they will create fear back to their oppressors. Once the mine owners see the "thoughts of rebellion" (184) of the mine works and discover they can no longer cause fear among the workers, their power to control them will fade away. Without this power of control they will become uncertain as to what will happen to them and it will "spread to every kind of industry"(189). However unity among all of the workers must first be established. The people must be able to unite and stand together without fear and declare for themselves that they will no longer surrender to this illness that has sicken them for so long. The cure to South Africa's illness is unity of both black and whites to retake what right fully belong to them, their land and society. As Kumalo is praying for the restoration of Ndorsheni, he realizes that for Ndorsheni and South Africa as whole to become free "men must come together" (229) and unite. They must "do something" (229) to regain what they have lost since they fell for Imperialism, and their lives were taken away. Both the chief and the white man must "hold the pieces together" (230) in order to begin the process of unity. Once they united they can work together to preserve what they have left and

personalitys essays

personalitys essays After researching some theories about personality we find that they all draw from one another. The same can be said for the theories that we have looked at recently. These include theories from Alfred Adler, Karen Horney, and Harry Sullivan. These theories have there similarities and be applied to the same thing if need be. Of these theories, all of them can be applied to me, the one that fits best is that of Alfred Adler. One of the first things that Adler talks about in his theory is the fact that the human can be viewed as a social creature. Many good examples can be found here, especially about children raised in isolation. There are many cases about children who, for some reason or another, were raised with hardly any human contact at all. Usually the child was born of wedlock and the family was embarrassed so they hid the child away form everyone. These children, when found, were socially inhibited and in extreme cases showed violence to other people. These children were then often institutionalized to see if any social skills could be recovered. Many times the child could only operate at a preschool level, many of them were at the age of 10 or older. Another one of Adlers points is the fact that humans have this feeling of being inferior. This part of his theory is one of the major points that in my opinion makes it best fit to me. The whole world is based on this principle. Why would there be inventions to make life easier or why would people go to college. They certainly do not do these things just for fun. If it were not for these feelings societies would become stagnant and would quit trying to better themselves. These feelings drive me in the game of football. I am always trying to get better, to find some way to outplay my opponent. This also drives me in the off-season. I participate in a weight program to get stronger so I can physically outmuscle my opponent. ...

Plato's _Meno_ discussion Dissertation Example | Topics and Well Written Essays - 250 words

Plato's _Meno_ discussion - Dissertation Example The change in perspective of the Athenians can be related to the accusations made against Socrates. By telling Meno to convince Anytus, the Athenians’ view of Socrates can change. His intention was in line with the Apology that is to present his virtues. He brought up the issue on the meaning of the concept of virtue to present himself as a person who has the knowledge about virtue. Another is the manner by which virtue can be achieved and taught. Socrates concluded in the end of Meno that virtue is a gift from God to the virtuous, which means that the concept is there for everyone to acquire but only the virtuous people have the capability to use it. What then are the specific benefits of the dialogue regarding virtue? The discussion regarding virtue can be considered beneficial to Socrates because through the dialogue, he was able to present himself as a person who knows the meaning of the concept of virtue. In addition to his apology, he was able to present his real charact er, which can be considered as the reason why he challenged Meno on convincing Anytus for the benefit of the Athenians. The said discussion on the other hand is significant to the readers as a trigger towards a deeper view on the general concept of virtue, which is important since the meaning of the word itself is often overlooked.

IS setup Essay Example | Topics and Well Written Essays - 500 words

IS setup - Essay Example In the recent times, the sales have been decreasing and the new CEO has contributed it to the lack of technology in its operation. It is observed that an effective computer based information system would greatly improve and improvise the delays in the various operations of the firm and help give it a competitive advantage. I agree with the CEO because the current functioning of the firm delays the access to vital information for efficient decision making vis-Ã  -vis various managerial decision making. There is lack of effective communication amongst the various branches which increases the overhead costs considerably. The diverse units of FYC need to be linked through effective system that would facilitate sharing of information within the departments and within the branches. Access to information represents the basic precondition for success of a firm (Drucker, 1998). Access to information is vital part of organizational management processes as it not only promotes efficiency and knowledge based discharge of duties by the employees but it a great tool for the management to exploit the available information to improve its performance. It would also facilitate timely and regular communication amongst the employees and branches. Information provides wide ranging knowledge about the existing and emerging paradigms of the business world which may have considerable impact on the organizational performance outcomes. Hence, organizations need to develop a comprehensive information system that would promote and accelerate the organizational aims and objectives. Use of IS would facilitate higher level of efficiency and organizational growth which would offset a competitive advantage over their rivals. Information system development is the new methodology of storing and manipulating strategic business information that are designed to improve the overall business prospects. The ISD has been evolved to encompass various spheres of the business including

Seven elements of service marketing Essay Example | Topics and Well Written Essays - 750 words

Seven elements of service marketing - Essay Example The paper will analyze the seven elements of service marketing in Citigroup headquartered in Charlotte, NC, and also outline the competitive advantage the service industry acquires through a successful marketing element. Service: Most banks are experiencing an era where their revenue is not dependent on the sale of money alone (Once). Services in the financial industry are intangible and involve money in varied attributes such as depositing, lending, and transfer procedures. Citigroup should select the features of the primary service which is the deposit and lending of money and the bundle of supplementary services like the online money transfer with reference to the customer’s desires. All aspects that have the potential to create value for Citigroup services should be bundled together to bring out the best customer experience. Price: Pricing is an essential feature in the marketing element of the service industry. Citigroup has to settle at prices that are affordable to the customers, and that ensure the bank is operational. Setting the price is centered on the value of the services they offer. In the service industry unlike in the product marketing, a decrease in price does not result in an increase in the customer base. The prices in the banking industry and Citigroup are dependent on the service being provided and assume the names such as interest, expenses, and commission. Place: The most relevant aspect of banking is the ability to persuade customers that their resources are available whenever they are needed (Once). A bank such as Citigroup has to ensure that their services are visible to potential customers and that existing ones have adequate channels to access their resources. Citigroup can open branches on strategic positions or partner with other financial institutions to gain a greater geographical share. Promotion: Citigroup has numerous goals that shape the way they

Ganga River Pollution In India Environmental Sciences Essay

Ganga River Pollution In India Environmental Sciences Essay All of us have seen a river large or small, either flowing through our town, or somewhere else. Rivers are nothing more than surface water flowing down from a higher altitude to a lower altitude due to the pull of gravity. One river might have its source in a glacier, another in a spring or a lake. Rivers carry dissolved minerals, organic compounds, small grains of sand, gravel, and other material as they flow downstream. Rivers begin as small streams, which grow wider as smaller streams and rivers join them along their course across the land. Eventually they flow into seas or oceans. Unfortunately most of the worlds major rivers are heavily polluted. The pollution of environment is the gift of the industrial revolution. Prior to this the agrarian cultures created significant environmental deterioration in the form of soil erosion- through deforestation and overgrazing. The environmental degradation is a by product of modern civilization. There has been a steady deterioration in the quality of water of Indian rivers over several decades. Indias fourteen major, 55 minor and several hundred small rivers receive millions of litres of sewage, industrial and agricultural wastes. Most of these rivers have been rendered to the level of sewage flowing drains. There are serious water quality problems in the cities, towns and villages using these waters. Water borne diseases are rampant, fisheries are on decline, and even cattle are not spared from the onslaught of pollution. According to World Wide Fund for Nature (WWF) five rivers in Asia serving over 870 million people are among the most threatened in the world, as dams, water extraction and climate change all take their toll. The Ganges, Indus, Yangtze, Salween-Nu and Mekong-Lancang rivers make up half of the WWFs top ten most threatened river basins. India has a large number of rivers that are lifelines for the millions living along their banks. These rivers can be categorized into four groups: 1.Rivers that flow down from the Himalayas and are supplied by melting snow and glaciers. This is why these are perennial, that is, they never dry up during the year. 2. The Deccan Plateau Rivers, which depend on rainfall for their water. 3. The coastal rivers, especially those on the west coast, which are short and do not retain water throughout the year. 4. The rivers in the inland drainage basin of west Rajasthan, which depend on the rains. These rivers normally drain towards silt lakes or flow into the sand. River Ganga (Ganges) of India has been held in high esteem since time immemorial and Hindus from all over the world cherish the idea of a holy dip in the river under the faith that by doing so they will get rid of their sins of life. More than 400 million people live along the Ganges River. An estimated 2,000,000 persons ritually bathe daily in the river. Historically also, Ganga is the most important river of the country and beyond doubt is closely connected with the history of civilization as can be noticed from the location of the ancient cities of Hardwar, Prayag, Kashi and Patliputra at its bank. To millions of people it is sustainer of life through multitude of canal system and irrigation of the wasting load. Hundreds of the villages and even the big cities depend for their drinking water on this river. It is believed, a fact which has also been observed, that the water of Ganga never decays even for months and years when water of other rivers and agencies begins to develop bac teria and fungi within a couple of days. This self purification characteristic of Ganga is the key to the holiness and sanctity of its water. The combination of bacteriophages and large populations of people bathing in the river have apparently produced a self-purification effect, in which water-borne bacteria such as dysentery and cholera are killed off, preventing large-scale epidemics. The river also has an unusual ability to retain dissolved oxygen. With growing civilization and population all over how long Ganga will retain its self purification characteristics only time can judge.     Ã‚  Ã‚  Ã‚  Ã‚   SOURCES: The Gangotri   Glacier, a vast expanse of ice five miles by fifteen, at the foothills of the Himalayas (14000 ft) in North Uttar Pradesh is the source of Bhagirathi, which joins with Alaknanda (origins nearby) to form Ganga at the craggy canyon-carved town of Devprayag. Interestingly, the sources of Indus and the Brahmaputra are also geographically fairly close; the former goes through Himachal Pradesh and fans out through Punjab and Sind (Pakistan) into the Arabian Sea. The latter courses for most of its tremendous length under various names through Tibet/China, never far from the Nepal or Indian borders, and then takes a sharp turn near the northeastern tip of India, gathers momentum through Assam before joining the major stream of the Ganga near Dacca in Bangladesh to become the mighty Padma, river of joy and sorrow for much of Bangladesh. From Devprayag to the Bay of Bengal and the vast  Sunderbans delta, the Ganga flows some 1550 miles, passing (and giving life to) some of t he most populous cities of India, including Kanpur (2 million), Allahabad, Varanasi, Patna, and Calcutta (14 million). The largest tributary to the Ganga is the Ghaghara, which meets it before Patna, in Bihar, bearing much of the Himalayan glacier melt from Northern Nepal. The Gandak, which comes from near Katmandu, is another big Himalayan tributary. Other important rivers that merge with the Ganga are the Son, which originates in the hills of Madhya Pradesh, the Gomti which flows past Lucknow. Previous Work: A number of investigations have been carried out on the physiochemical and biological characters of the Ganga. Lakshminarayana (1965) published a series of papers reporting the results of studies carried out at Varanasi during the period between March, 1957 and March, 1958. it was observed by him that the values of the most of the parameters decreased during rainy season while no marked variation was observed during winters and summers. In the same year Chakraborty et.al. (1965) from Kanpur reported the water quality of Ganga at J.K. Rayons water intake point and at Golaghat and Bhairoghat pumping stations situated at the upstream of the river. It was concluded that the water quality gradually deteriorated as it passes from Bhairoghat pumping station to the J.K. Rayon water intake point in summers because in this stretch the river received waste waters from number of sewage drains.   A year later Saxena et.al. (1966) made a systematic survey of the chemical quantity of Ganga at Kanpur. According to the study, the biological oxygen demand, i.e. B.O.D. varied from 5.3ppm (minimum) in winter to 16.0ppm (maximum) in summer. The chloride ranged between 9.2 and 12.7 ppm and the river was found to be alkaline in nature except in rainy season. He concluded that the tanneries significantly increased the pollution load of river as they discharge huge amounts of effluents containing organic wastes and heavy metals. It was further reported that forty five tanneries, ten textile mills and several other industrial units discharged 37.15 million gallon per day of waste water generating BOD load of approximately 61630 Kg/day. Subsequently Agarwal et.al. (1976) studied the bacteriological population of the river water and concluded that addition of untreated waste and sewage was responsible for the presence of pathogenic organisms posing threat to the residents of the Varanasi city. Hydrobiological features of the river Ganga was studied by   Pahwa and Mehrotra (1966). The authors studied a stretch of 1090 kms. of river Ganga extending from Kanpur in west to Rajmahal, in Jharkhand state, in the east. They reported that the turbidity was maximum (1100-2170 ppm) in monsoon and minimum ( less than100 ppm) during January to June. The pH of the river water ranged between 7.45 (minimum) during June to August and 8.30 (maximum) during January to May. The dissolved oxygen, i.e. D.O. count ranged from 5.0 to 10.5 ppm with maximum values during January and February. While the minimum values were recorded in monsoon. Bhargava (1982) in a survey of total length of the river Ganga found that quality index was far above the prescribed limit at Kanpur. He further found that the Ganga water was having unusually fast regenerating capacity by bringing down B.O.D. owing to the presence of large amount of well adopted micro-organisms. According to the research Ganga is rich in polymers excreted by various species of bacteria. These polymers being excellent coagulants remove turbidity by coagulation, setting the suspended particles at the sewage discharge point. At the 1981 session of Indian Science Congress at Varanasi, scientists expressed concern at the growing pollution in the river Ganga in presence of the then Prime Minister Mrs. Indira Gandhi who inaugurated the session. At her instance, Dr. M.S. Swaminathan, the then member, Planning Commission asked the Central Board for Preventation and Control of Water Pollution, New Delhi to conduct studies on the state of the river Ganga. In collaboration with the State Pollution Control Boards of Uttar Pradesh, Bihar and Bengal and the centre for study of Man and Environment Kolkata (Calcutta), studies were conducted on the Sources of pollution including all human activities, land use pattern and water quality of the river at selected sites during 1981-82 and report entitled Basin, sub-basin inventory of water pollution in the Ganga basin part-II was published in 1984. according to this report sewage of 27 class I cities and towns and effluents from 137 major industries were the main source of pollution of the river. In addition cremation of dead human bodies and dumping of carcasses aggrevated the pollution of the river. It was Chandra (1981) who conducted studies on the pollution status of river Ganga at Allahabad, pointed out that industries manufacturing nitrogenous fertilizers have significant role in polluting the river water.   Study carried out in 1986-87 on physico-chemical properties of river Ganga water at Buxar (Unnao) clearly revealed that extent of pollution varied in different seasons. Usually all the 23 parameters studied showed high values in summer and lower during monsoons except turbidity which was high in rainy season. Values of BOD, COD, DO and H2S were recorded high than the tolerance limits. Study on water quality of river Ganga at Kalakankar (Pratapgarh in Uttar Pradesh) revealed that even at such a remote and undisturbed place like Kalakankar the river water was not safe for drinking and bathing. It was also noted that the river showed an alkaline trend throughout the course of study. According to the research done by Mehrotra (1990), the various sources responsible for pollution of the river in Varanasi city are domestic sewage effluents of the industries, burning of dead bodies at the ghats, use of detergents, insecticides and pesticides used in agriculture. Study revealed the presence of toxic metals like   mercury ( 65 to 520ppb), Lead( less than 10 to 800 ppm), chromium (less than 10 to 200 ppm) and nickel (less than 10 to 130 ppm) in the sediments of Ganga river at Varanasi city.  Ã‚  Ã‚   Upstream from Varanasi, one of the major pilgrimage sites along the river, the water is comparatively pure, having a low  Biochemical oxygen demand  and fecal coliform count. Studies conducted in 1983 on water samples taken from the right bank of the Ganga at Patna confirm that  escheria coli  (E.Coli.), fecal streptococci and vibrio cholerae organisms die two to three times faster in the Ganga than in water taken from the rivers Son and Gandak and from dug wells and tube wells in the same area. The chemical pollution of the river Ganga in Patna city in Bihar state has been found somewhat alarming beside the storm drain, especially in the regions like Rajapur, Mandiri and Krishnaghat. According to the report published in a book by Mr. U.K. Sinha (1986), the concentration of iron is higher in sediments collected from 10 metres along the bank at Mandiri region. The concentration of all the toxic metals i.e copper, zinc, nickel and cobalt are higher in all the sediments collected from near the storm drain and diminishes towards mid-region of the river. The concentration of zinc is highest in the sediments collected from near the Mandiri storm drain, Antaghat storm drain and Krishnaghat storm drain. The concentration of copper is highest in the sediments collected from near the Krishnaghat storm drain suggesting the presence copper due to utensil work being done in Thatheri Bazar and hospital wastes also, said report. Present situation: For some time now, this romantic view of the Ganges has collided with Indias grim realities. During the past three decades, the countrys explosive growth (at nearly 1.2 billion people, Indias population is second only to Chinas), industrialization and rapid urbanization have put unyielding pressure on the sacred stream. Ganga, the most sacred of rivers for Hindus, has become polluted for some years now. But a recent study by Uttarakhand Environment Conservation and Pollution Control Board says that the level of pollution in the holy river has reached alarming proportions. Things have come to such a pass that the Ganga water is at present not fit just for drinking and bathing but has become unusable even for agricultural purposes. As per the UECPCB study, while the level of coliform present in water should be below 50 for drinking purposes, less than 500 for bathing and below 5000 for agricultural use-the present level of coliform in Ganga at Haridwar has reached 5500. Based on the level of coliform, dissolved oxygen and biochemical oxygen, the study put the water in A, B, C and D categories. While A category is considered fit for drinking, B for bathing, C for agriculture and D is for excessive pollution level. Since the Ganga waters at Haridwar have more than 5000 coliform and even the level of dissolved oxygen and biochemical oxygen doesnt conform the prescribed standards, it has been put in the D category. According to the study, the main cause of high level of coliform in Ganga is due to disposal of human faeces, urine and sewage directly into the river from its starting point in Gaumukh till it reaches Haridwar via Rishikesh. Nearly 89 million litres of sewage is daily disposed into Ganga from the 12 municipal towns that fall along its route till Haridwar. The amount of sewage disposed into the river increases during the Char Dham Yatra season when nearly 15 lakh pilgrims visit the state between May and October each year. Apart from sewage disposal of half-burnt human bodies at Haridwar and hazardous medical waste from the base hospital at Srinagar due to absence of an incinerator are also adding to pollution levels in the Ganga. The result has been the gradual killing of one of Indias most treasured resources. One stretch of the Yamuna River, the Ganges main tributary, has been devoid of all aquatic creatures for at least a decade. In Varanasi, Indias most sacred city, the coliform bacterial count is at least 3,000 times higher than the standard established as safe by the United Nations world Health   Organization.  Ã‚  Coliform  are rod-shaped bacteria that are normally found in the colons of humans and animals and become a serious contaminant when found in the food or water supply. A study by Environmental Biology Laboratory, Department pf Zoology, Patna University, showed the presence of mercury in the Ganga river in Varanasi city. According to the study, annual mean concentration of mercury in the river water was 0.00023 ppm. The concentration ranged from NT (not traceable) to 0.00191 ppm. Study done by Indian Toxicological Research Centre (ITRC), Lucknow during 1986-1992 showed maximum annual concentration of mercury in the Ganga river water at Rishikesh, Allahabad district and Dakshineswar as 0.081, 0.043 and 0.012 ppb respectively. Ganga river at Varanasi was found well within the maximum permissible standard of 0.001 ppm prescribed for drinking water by the World Health Organization. The mercury studied in the Ganga river could be traced in biotic as well as abiotic components of the river at the study site. The Hindu devotees take bath in the river where mercury was detected in 28%, 44%,75%, 96%, 42% and 89% of the river water, sediment, benthic fauna, fish, soil and vegetation samples respectively. Though mercury contamination of the river water has not reached an alarming extent, its presence in the river system is worrisome. In the study annual mean concentration of the metal in the sediments was 0.067 ppm. Sediments constitute a major pool of mercury in fresh water. As Ganga enters the Varanasi city, Hinduisms sacred river contains 60,000 faecal coliform bacteria per 100 millilitres, 120 times more than is considered safe for bathing. Four miles downstream, with inputs from 24 gushing sewers and 60,000 pilgrim-bathers, the concentration is 3,000 times over the safety limit. In places, the Ganges becomes black and septic. Corpses, of semi-cremated adults or enshrouded babies, drift slowly by. The tannery industry mushrooming in North India has converted the Ganga River into a dumping ground. The tanning industry discharges different types of waste into the environment, primarily in the form of liquid effluents containing organic matters, chromium, sulphide ammonium and other salts. As per an estimate, about 80-90% of the tanneries use chromium as a tanning agent. Of this, the hides take up only 50-70%, while the rest is discharged as effluent. Pollution becomes acute when tanneries are concentrated in clusters in small area like Kanpur. Consequently, the Leather-tanning sector is included in the Red category of industries due to the potential adverse environmental impact caused by tannery wastes. Highly polluted sediments are adversely affecting the ecological functioning of rivers due to heavy metal mobilization from urban areas into biosphere. Distribution of heavy metals in sediments of the river Ganga and its tributaries have been carried out by several workers. Monitoring of Ganga River from Rishikesh to Varanasi indicated that Kannauj to Kanpur and Varanasi are the most polluted stretches of the river Ganga . Analysis of upstream and down stream water and sediment revealed a 10-fold increase in chromium level.

cloning :: essays research papers

Cloning Imagine being a first year medical surgeon just out of the highest-ranking university in the nation. You are placed in the ER, in the Methodist Hospital building, as your days are spent saving people from the cruel realities that they are forced to live among. Day after day, you see handfuls of people coming in with a variety of gunshot, knife, and domestic violence wounds. Your troubles are easily compensated, however, by receiving over $200,000 a year, a brand new Mercedes, and a house upon the palisade shores. Suppose for a moment that one evening while you are on duty, an ambulance radios in and informs the hospital staff that they are bringing in a multiple gunshot wound victim and to prepare the ER for an immediate operation. You begin to order people around and dictate what needs to be prepared before the ambulance arrives. Finally the victim is present, only to show that he is not the average gangster or policeman, instead it is the near lifeless body of your own son. Your bl ood freezes; your brain shuts down, as you see every precious second slip away through the lifeless gaze of your child's eyes. His life and future all depend on you saving his life. He has been shot twice in the chest and his little heart is working ten fold to keep him alive. You realize that the only way to save him is an immediate heart transplant and you have not a second to lose. You yell at the assistant to find the nearest heart donor in hopes that your young son will make it through the night. Unfortunately your hopes are destroyed as the medical assistant informs you that the nearest heart donor is in Spokane, Washington 3,000+ miles away. You slowly turn to see the dying face of your son, and only wish to take the entire burden from his shoulders and hoist it upon yours. Your son gives you an unforgettable look of fear as he slips away into the gates of heaven far from his warm and safe family. You drop to your knees in tears, and you swear you could hear the voice of your deceased son say, "Why? Why didn't you save me mommy?" Similar instances are faced daily in hospitals all over the world. Children, adults, grandparents, and loved ones all come in one at a time with the hopes of survival in their heads, but with the taste of death in their mouths.

Bonds and Their Valuation Mini-Case Essay

Sam Strother and Shawna Tibbs are vice-presidents of Mutual of Seattle Insurance Company and co-directors of the company’s pension fund management division. A major new client, the Northwestern Municipal Alliance, has requested that Mutual of Seattle present an investment seminar to the mayors of the represented cities, and Strother and Tibbs, who will make the actual presentation, have asked you to help them by answering the following questions. Because the Boeing Company operates in one of the league’s cities, you are to work Boeing into the presentation. a.What are the key features of a bond? Answer: 1.Par or face value. We generally assume a $1,000 par value, but par can be anything, and often $5,000 or more is used. With registered bonds, which is what are issued today, if you bought $50,000 worth, that amount would appear on the certificate. 2.Coupon rate. The dollar coupon is the â€Å"rent† on the money borrowed, which is generally the par value of the bond. The coupon rate is the annual interest payment divided by the par value, and it is generally set at the value of r on the day the bond is issued. 3.Maturity. This is the number of years until the bond matures and the issuer must repay the loan (return the par value). 4.Issue date. This is the date the bonds were issued. 5.Default risk is inherent in all bonds except treasury bonds–will the issuer have the cash to make the promised payments? Bonds are rated from AAA to D, and the lower the rating the riskier the bond, the higher its default risk premium, and, consequently, the higher its required rate of return.

DEBT RETIREMENT IN PAKISTAN essays

DEBT RETIREMENT IN PAKISTAN essays The two gap theory suggests that the developing countries have to rely heavily on foreign capital in flows ( FCI s ) to fill two gaps: the import export gap and the savings investment gap.Despite the fact that all developing countries need FCIs for their development the volume the type: Project , non-project assistance The country size and the state of economic development mainly determines the size and type of FCIs . As a less developed country Pakistan has long been relying on foreign aid and has been the largest recipient of foreign direct investment. More over the external debt situation of an individual country may not seem to be interesting when analyzed from an international perspective. For example the external debt situation of a south Asian country as Pakistan. The external debt situation of this individual country has strong repercussions on their development. Debt is the largest capital in flow in Pakistan and it has played a critical role in the country development. The trends and pattern and the terms of have changed much in recent years. Pakistan lacks physical financial and human capital infrastructure and political and macro economic stability. Its economic structure remains in flexible and foreign transactions are regulated. ADVANTAGES AND DISADVANTAGES OF DEBT On one hand the debt augments the domestic resources of the recipient, helps to promote growth and structural transformation, assists to over come the balance of payments and government budget deficits, transfers advanced technology and improves human resources. On the other hand, foreign aid may distort domestic savings, introduce in appropriate technology, and increase the debt burden of the r ...

Essay on Pride Predjudice Theme Story

Essay on Pride Predjudice Theme Story Essay on Pride Predjudice Theme Story Pride and Prejudice is the story of Mr. and Mrs. Bennet and their five unmarried daughters. They live in the estate of Longbourn in Hertfordshire, a rural district about thirty miles from London. The family is not rich. Their property is ‘entailed’ to pass to the nearest male heir in the family, in this case to Mr. Collins. The main concern of Mrs. Bennet’s life is to see that all her daughters are married, preferably to men with large fortunes. She sees an opportunity for her eldest daughter Jane when Mr. Bingley, occupies the nearby estate of Netherfield Park. In her excitement, she urges her husband to visit Mr. Bingley on the very first day of his arrival, before any of the other neighbors. Mr. Bennet complies to his wife’s request and visits Mr. Bingley, but withholds information about his visit from the family. At the next social gathering, Bingley brings along his sister, Caroline. But more importantly, he brings his closest friend, Mr. Darcy. Bingle y, who is charming and social, is immediately attracted to the modest and gentle Jane Bennet. Darcy, in contrast to Bingley, is proud, rude, and disagreeable. When Bingley suggests that Darcy dance with Elizabeth Bennet, he refuses and negatively comments on her looks. Elizabeth overhears the comment and develops a strong prejudice against Darcy. At the next ball, Darcy feels an attraction for Elizabeth and asks her for a dance. She refuses to dance with him, thereby avenging the earlier insults. Jane and Bingley continue to be attracted to one another. Caroline Bingley invites Jane to Netherfield for a visit. While at Netherfield, Jane falls ill and Elizabeth comes to look after her sister. While at Netherfield, Elizabeth is forced to confront Darcy. She approaches him with wit and sarcasm. Darcy is somehow charmed by Elizabeth’s frankness. During her short stay at Netherfield, Elizabeth realizes Caroline is very protecting of her family and it's social status, and doesn't l ike the Bennet’s vulgarity. Elizabeth concludes that Caroline’s friendship and cordiality towards Jane is only temporary. The male relative to whom the Longbourn estate is ‘entailed’, is Mr. Collins. Mr. Collins attempts to pay a visit to Longbourn with the intention of proposing marriage to one of the Bennet daughters. His pompous manners and his lame conversation disgust everyone, except Mrs. Bennet, who looks upon him as a prospective son-in-law. Mr. Collins is attracted to Jane, but Mrs. Bennet informs him that she is about to be engaged. He then turns his attention to Elizabeth and makes a ridiculous proposal of marriage to her. When Elizabeth rejects him, he proposes to her closest friend Charlotte, who, to everyone’s shock, accepts him. Mrs. Bennet is distressed by Elizabeth’s rejection of Mr. Collins because it is the one opportunity she has of keeping the Longbourn estate in the family. Bingley and his companions soon depart for Lond on. Both Bingley and Caroline write to Jane to say that they have closed Netherfield and have no plans of returning to it in the near future. Jane is very disappointed and feels frustration over Mr. Bingley. Elizabeth then finds a new attraction in Mr. Wickham and is foolishly and magnetically drawn to him. They have a friendly conversation in which she reveals her dislike of Mr. Darcy. Taking advantage of this information, Wickham makes up a story and tells Elizabeth that he has been cheated by Mr. Darcy. Elizabeth then feels pity for him and develops feelings for the soldier. Mrs. Gardiner, however, warns Elizabeth about Mr. Wickham, who soon marries Lydia one of the youngest of the Bennet daughters. At the invitation of the Gardiners, Jane goes to London for some rest and change of air. She hopes that she sees Bingley, even accidentally. Jane makes many attempts to get in touch with him, but Caroline does not even inform her brother about Jane’s presence in London. Jane is heart broken, but grows to accept her rejection. The central theme of the novel concerns

EU Integration and Citizenship Law Dissertation

EU Integration and Citizenship Law - Dissertation Example EU is, however, a work in progress and while it is done with such tasks as border control and economic integration, the Union has to move on to the more difficult areas – home affairs, immigration, defense, among others – which have strong social dimensions. As more and more states aspire for EU membership to partake of this umbrella of protection, its further enlargement poses new challenges to European integration. For one, the nature and histories of the possible candidates for new membership are unlike any of the existing member states. The problem becomes even more complicated after EU approved the Maastricht Treaty establishing the Citizenship-of-the-Union law, which many perceive as an attempt to reconfigure and supersede the national citizenship and identities of member states. This EU-wide citizenship statute has stimulated an acrimonious debate about the social, political and citizenship structure of an enlarged Union. In essence, the debate centers on whether it is wise for EU to make forward steps to strengthen European citizenship or keep it as a largely theoretical proposition. Should people under EU be called European citizens and in the process forget their original British, French, or Turkish citizenships, as the case may be? Or should they be allowed to assume a new EuroEuropean citizenship on top of their respective national identities? This paper examines the relationship between EU integration and the implementation of the new citizenship law for Europeans. Special attention will be given to the causes and effects, the pros and cons, and the conceptual basis of identity formation on the community, national and regional levels. The objective of the treatise is three-fold: 1) illumine the reasons for the enactment of the EU citizenship law and its relevance to the integration process; 2) assess the validity of the objections to the idea of European citizenship; and 3) determine what form and characteristics of European citizenship would find greater acceptance. 2. Enlargement and Integration Further enlargement is a necessity for EU because it would serve to strengthen the Union's capability to maintain the balance of peace in the continent1. As the Union counts more member states, it becomes stronger in the process. The earliest nucleus of EU was composed of Belgium, Denmark, France, Italy, Ireland, UK, Luxembourg and Netherlands. They were joined by Greece in 1981 and Portugal and Spain in 1986. Austria, Finland and Sweden followed in 1995. The year 2003 saw the accession of a group consisting of Cypress, Czech Republic, Estonia, Hungary, Latvia, Lithuania, Malta, Poland, Slovakia and Slovenia, while

Culture, orruption and Development Essay Example | Topics and Well Written Essays - 500 words

Culture, orruption and Development - Essay Example Culture can be judged by means of religion, lifestyle, literature, music, foods, arts, and architecture, language, fashions, behaviors, rituals, and symbols employed by individuals of a society (Tyler 1974). The culture is shifted from generation to the other generation and keeps on changing (Kroeber and Kluckhohn 1952). The topic, which interests me the most, is the association of culture to the development of society and individuals of a society. Culture is an important part of our lives, which is responsible for shaping our personalities (Dabaghian 1970). It enables us to develop into the individuals as we are. People from different cultures are different because of the different social values that are there because of culture (Tyler 1974). With the help of culture, the development in a society can be judged. With the passage of time, the culture of a society goes through various transactions that are the outcome of change in cultural values because of many reasons (Dabaghian 1970). The reasons that can bring in a change in a culture are an invasion of a country, the impact of global linkage, colonialism and many others (Dabaghian 1970). The change is not necessarily good. The change brought by the intrusion of another culture keeps the ability to annihilate the cultural values of a particular culture or one culture can be amalgamated in another culture and can come out in form of a new culture (Agbaje 1996). While helping a nation in order to develop in terms of technology and advancement, it must be assured that the cultural values of a society are not corrupted because of the technologies (Agbaje 1996). The culture should be retained as such in order to be different or unique.